The best thinking on best credit cards
* You can no longer accidentally run up huge bills by going over your credit limit. Currently, most credit cards will let you go over the limit, but charge a hefty fee for each purchase made over the limit. After February 2010, you will not be able to go over your credit limit unless you have given permission for the credit card company to let you do so, cutting back on the number of nasty surprises in your monthly statements. * People under the age of 21 will no longer be able to get credit cards without a cosigner unless they can prove that they have sufficient income to repay their debts. Companies will not be allowed to market credit cards to them via mail unless they have opted to receive card offers, and credit card companies that advertise on campus will not be allowed to offer gimmes to tempt students to sign up for new credit cards.